Owner-Occupied Homes and Primary Residences

One of the biggest obstacles for borrowers seeking alternative financing is the inability to use an owner-occupied home as collateral.

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Get the Collateral you need

Many private lenders are unwilling to fund loans backed by a borrower’s primary residence. Worth Avenue Capital, LLC, however, has a long history of financing against owner-occupied homes. In our experience, this flexibility has allowed a far greater number of borrowers to access the credit they need when other private lenders were unable to help.

Owner Occupied Homes and Primary Residences

What Are the Benefits of a second mortgage?

A primary residence is often a borrowers largest source of equity, and the ability to access that equity to finance a business opportunity or expansion can be instrumental in the growth or repositioning of a business. Banks and other private lenders are often prohibited from lending to borrowers pledging a primary residence as collateral by their operating agreements or management committees. Operating as a direct private lender rather than a “fund” structure affords Worth Avenue Capital, LLC flexibility in its real estate collateral options and underwriting criteria. That flexibility allows Worth Avenue Capital, LLC to work with a wide range of borrowers to secure the funding they need.

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“I was recently referred to Michael Ciaburri of Worth Avenue Capital by a loan broker in order to restructure my small business’ debt. I found that WAC was the only private lender in the marketplace that would consider lending my company the money secured by a second mortgage on my commercial building. Mr. Ciaburri funded my loan request very quickly and with no bureaucracy.”

Bob W.

Are You Ready To Work With Worth Avenue Capital?

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"Since 2016, WAC has funded at least ten different loans for me on a multitude of projects"

Mike L.

"I will continue to borrow money from WAC for all of my short term financing needs"

Dan C.

"WAC funded the loan in a very timely and professional manner"

Roberto D.

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