Meet Worth Avenue Capital

Providing Commercial Real Estate and Small Business Loans Since 2008

Alternative Financing Solutions and Debt Capital for Businesses

Real Solutions For Your Business

About Michael Ciaburri

Michael M. Ciaburri has spent 36 years in the commercial finance industry as both a commercial banker and private commercial lender. Prior to starting Worth Avenue Capital, LLC in 2008, Michael was the President, CEO and Co-Founder of Southern Connecticut Bancorp. (AMEX:SSE) and The Bank of Southern Connecticut in New Haven, Connecticut. Mr. Ciaburri earned a BA in Economics in 1983 from Manhattanville College in Purchase, New York and also earned graduate degrees in commercial banking at both The School for Bank Administration at The University of Wisconsin in 1988 as well as The Stonier School of Banking at The University of Delaware in 1991.
Image Description

History of Worth Avenue Capital, LLC

I formed Worth Avenue Capital, LLC in 2008 after a 26 year career in commercial banking and business finance including an eight year stint as President; Chief Executive Officer; and Co-Founder of a boutique commercial bank in Connecticut. WAC specializes in providing funding solutions alternative financing and advisory services for both small businesses and real estate developers who are having difficulty obtaining conventional bank business financing as well as negotiating bank workouts in a distressed situation on our client’s outstanding bank loans.

Since our inception, we have closed numerous transactions for our clients and have been successful at closing many of these transactions whose underlying circumstances were very difficult and challenging. As our nation’s distressed economy continues to linger and the bank’s underwriting standards for small businesses remain stringent for the near term, WAC will continue to enable our clients to access alternative financing solutions and debt capital for their businesses that was previously not available to them. In addition, we will continue to provide expert advisory services for our clients who need to negotiate with a bank on their outstanding debt.

Image Description




Are You Ready To Work With Worth Avenue Capital?

To begin the application process, please fill out this form below. We will follow up with you directly for more information and supporting documentation.

"*" indicates required fields

First Name*
Last Name*
Address*
Best Time to Call

"Since 2016, WAC has funded at least ten different loans for me on a multitude of projects"


“As a very active real estate developer who handles multiple development projects simultaneously, I was very fortunate that I was referred to Michael Ciaburri of Worth Avenue Capital back in 2016 for my financing needs. Since 2016, WAC has funded at least ten different loans for me on a multitude of projects in Connecticut. All of these loans were funded by WAC very quickly and with no bureaucracy allowing me to put the capital to work in my real estate projects without delay. I plan on continuing to utilize WAC’s bridge financing products going forward for many years to come.”

Mike L.

"I will continue to borrow money from WAC for all of my short term financing needs"


“I have known Michael Ciaburri since 1990 from his days as a commercial banker when he made a commercial loan to my fledgling electrical contracting business. Fast forward to today, I am now a very satisfied borrower of WAC. Michael and WAC has provided financing for my real estate development company a few times over the last several years. WAC always moves very quickly to fund my loan requests in a very seamless and expeditious manner. I will continue to borrow money from WAC for all of my short term financing needs.”

Dan C.

"WAC funded the loan in a very timely and professional manner"


“A few years ago, Michael Ciaburri of WAC reached out to me to advise me that his company was becoming active in providing construction financing in Florida. As such, I proceeded to work with Michael and WAC on a multi million dollar construction project in West Palm Beach, Florida. Specifically, WAC funded a multi million construction loan to my company to renovate a luxury condominium in a very well known building in WPB. WAC funded the loan in a very timely and professional manner and the transaction turned out to be very lucrative for all parties involved.”

Roberto D.
See More Success Stories