High Touch Private Lending.

New York Direct Private Lender

Providing private loans and alternative financing to small businesses and real estate developers/investors in New York

Providing Commercial Real Estate & Small Business Loans in New York Since 2008

At Worth Avenue Capital, we are your premier funding partner, specializing in delivering customized financial solutions designed to meet the unique needs of businesses and real estate developers in the New York market. Our comprehensive range of services includes alternative financing and advisory assistance, addressing the challenges faced by small businesses and real estate professionals seeking access to unconventional financing options in the New York area. Additionally, we offer expertise in negotiating and resolving distressed loan situations, assisting clients in managing outstanding bank loans effectively.
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About Worth Avenue

People First. Numbers SEcond.

We do not rely on “Google Maps”, credit scores or any other algorithms to make credit decisions. WAC is former Bank CEO Owned. Work with a real banking professional, without the red tape. There are very few, if any, former community bank CEO’s that operate their own private lending company. Michael Ciaburri has that distinction thus giving WAC a competitive advantage in the Marketplace.
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Success Stories

Business Owners Like You Have Found Support & Success With Us

"Since 2016, WAC has funded at least ten different loans for me on a multitude of projects"


“As a very active real estate developer who handles multiple development projects simultaneously, I was very fortunate that I was referred to Michael Ciaburri of Worth Avenue Capital back in 2016 for my financing needs. Since 2016, WAC has funded at least ten different loans for me on a multitude of projects in Connecticut. All of these loans were funded by WAC very quickly and with no bureaucracy allowing me to put the capital to work in my real estate projects without delay. I plan on continuing to utilize WAC’s bridge financing products going forward for many years to come.”

Mike L.

"I will continue to borrow money from WAC for all of my short term financing needs"


“I have known Michael Ciaburri since 1990 from his days as a commercial banker when he made a commercial loan to my fledgling electrical contracting business. Fast forward to today, I am now a very satisfied borrower of WAC. Michael and WAC has provided financing for my real estate development company a few times over the last several years. WAC always moves very quickly to fund my loan requests in a very seamless and expeditious manner. I will continue to borrow money from WAC for all of my short term financing needs.”

Dan C.

"WAC funded the loan in a very timely and professional manner"


“A few years ago, Michael Ciaburri of WAC reached out to me to advise me that his company was becoming active in providing construction financing in Florida. As such, I proceeded to work with Michael and WAC on a multi million dollar construction project in West Palm Beach, Florida. Specifically, WAC funded a multi million construction loan to my company to renovate a luxury condominium in a very well known building in WPB. WAC funded the loan in a very timely and professional manner and the transaction turned out to be very lucrative for all parties involved.”

Roberto D.
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Thoughtleadership & Resources

Learn more about the benefits of private lending