In 2010, when Dodd-Frank was signed into law by then President Barack Obama, banks and lending institutions across the Northeast faced a level of regulatory oversight unlike ever before. That regulatory oversight brought significant consequences to commercial real estate investors and small businesses that frequently...
The number of banks serving borrowers in New York, Massachusetts, Connecticut, Rhode Island, and New Hampshire continues to decline as mergers have come to dominate the strategic thinking of many regional and community banks. 2015 and 2016 were record setting years for mergers throughout the...
While many bank executives are eager to see a loosening of the regulations foisted upon them by Dodd-Frank, those changes alone should not immediately lead to a greater prevalence of small balance loans for small businesses and real estate investors. The barriers to profitability in...
February 27th, 2017: One of the most nerve-wracking parts of doing business is getting your financing in order. Obtaining approval for a conventional loan can be frustrating, time consuming, and too often futile. According to a 2016 study, only one in four small business owners...
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